Question: What is the process of filing for bankruptcy?

Answer: The basic process for all of the chapters is a series of forms that have to be filled out with a lot of information. The specific forms that are needed and the amount of information that is needed depends on the complicating factors and how complicated the situation is. But basically there’s quite a bit of preparation that is required to fill out these forms, including information about assets, income, debts over a period of time. For example, in order to file a Chapter 7 bankruptcy, an individual also has to complete a credit counseling course with an approved agency prior to filing.

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